With the verge of fake news going around the internet, it is become almost difficult to tell which news should be shared to inform or which ones we should ignore but there are times when certain topics are too good to ignore or actually make sense. So whether it is fake news or not, it should still be shared to raise awareness.

One certain post was forwarded to me in Facebook and upon reading it, it immediately made sense and is worth spreading.

Bottom-line is that the scammer, once they have your credit card on hand, can easily and quickly take a picture of the front and back of your credit card giving 4 important requirements when making online purchases:

  • Your name
  • Your credit card number
  • The credit card’s expiration date
  • CVV (Card Validation Value)

Photo by bruce mars from Pexels

The last of the 4 is very important because that serves as your security number or last line of defense against accidental purchases or “swipes” as is the common term nowadays.

Why is this very alarming? Most online sites now only require those 4 pieces of information and nothing else not like back then when they would require the shipping address or an OTP (one time payment) number sent to your phone or email address heightening the security of your online purchase.

Apparently, most banks (even the high end ones) think it’s too time-consuming to ask that per purchase and that what matters is the payment rather than their customer’s security.

Where can you find your credit card’s CVV? It’s at the back of your card usually at the upper right corner of the white strip where your signature is.

Depending on the issuing bank, your card’s CVV can be between 3-4 numbers long (or even longer in other banks).

The trick to combat that is by simply remembering your CVV per card and just cover that with a void-when-removed sticker. It’s those types of stickers that when you try to remove, it breaks apart or leaves a certain part of the sticker making it very obvious that it was tampered.

Credits to the owner of this image.

I’ve taken the liberty in searching for one in Lazada. (Not a sponsor). Simply click on the link and it will take you to where you can get one. NOTE that as of this writing, this particular item has only 2 items left. Better do a search for “void stickers”.

Is it worth purchasing? I think so. For whatever it’s worth, a little extra security is never a bad thing.

Leave a Reply

Your email address will not be published.

This site uses Akismet to reduce spam. Learn how your comment data is processed.